General Investment Accounts
Use individual and joint accounts to work toward any investment goal.
If you have money just sitting in a low-yielding bank account, it may not be doing much to help you reach your financial goals.
A general investment account may offer more potential to get your money working harder for you—while still offering flexibility to access your money when you need it.
Investing With American Century Investments
You can create a unique investment portfolio with a company that’s as committed to your financial success as you are. From our broad range of investment options to our contributions to the world at large, American Century believes in making a difference in the lives of others.
Investment Opportunities
Build a diversified portfolio that aligns with your risk tolerance, time horizon and investment goals.
Make an Impact
When you invest with us, you can also invest in the future of others. Together we can become a powerful force for good.
Private Client Group
Our exclusive advice service is intended for clients who are looking for more than investments.
Which Types of Accounts Are Available?
You can set up a general investment account with shared ownership or create one in your name alone. These accounts are generally taxable and can help you reach your personal financial goals—whether you’re investing for specific goals like retirement or college or simply looking to build wealth.
Individual Account
Individual accounts have one owner.
Joint Account
Joint accounts have two or more owners.
Additional Details
What Are My Investment Options?
You can open an individual or joint account in a mutual fund or in an exchange-traded fund (ETF) or other investment vehicle through our brokerage service.
Mutual Funds
Select from a variety of no-load mutual funds based on your risk tolerance and investment objectives.
ETFs
You can open an individual or joint account in a mutual fund or in an ETF or other investment vehicle through our brokerage service.
Brokerage
Choose from more than 10,000 mutual funds from other fund families, as well as ETFs, publicly traded stocks, bonds and more.
Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.
Private Client Group advisory services are provided by American Century Investments Private Client Group, Inc., a registered investment advisor. This service is generally for clients with a minimum $50,000 investment. Call us to determine the level of service that is appropriate for you. The advisory service provides discretionary investment management for a fee. All investing involves risk.
IRS Circular 230 Disclosure: American Century Companies, Inc. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with American Century Companies, Inc. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.
This information is for educational purposes only and is not intended as tax advice. Please consult your tax advisor for more detailed information or for advice regarding your individual situation.
Investor Class Shares: Minimum initial investment is $1,000 for IRA and CESA accounts, and $2,500 for non-retirement accounts, but these minimums are waived with an initial investment of at least $500 per account and automatic investments of at least $100 per month. Non-Retirement Accounts: If your account balance falls below the minimum, or if you cancel your automatic monthly investment plan prior to reaching the minimum, American Century Investments may redeem the account and send the proceeds to you. Prior to doing so, we will notify you and give you 90 days to meet the minimum or reinstate your automatic monthly investment plan.
This material has been prepared for educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.